HOW WE INVEST YOUR MONEY
Whether your goals are big or small, you can look forward to the same care and attention from our team of experts. We make investing easy and provide a choice of investment styles that work for you.
With investment, your capital is at risk
Best Buy
ISA 2022
Best for Sustainable
Investing 2022
Over £5 Billion Assets
Under Management
John Lewis Investments provided by Nutmeg
John Lewis works with Nutmeg to offer you a simple and convenient way to invest your money. We have flexible options that will work for you and align with your goals.
New to investing?
Whether you’re investing for your children's future or a new car, we’re here to help. Start investing with £100 for a Junior ISA, and £500 for a General Investment Account or Stocks and Shares ISA. Choose a timeframe, investment style and risk level that suits you.
Tax treatment depends on your individual circumstances and may change in the future.
How we invest your money
Whether your goals are big or small, you can look forward to the same care and attention from our team of experts. We make investing easy and provide a choice of investment styles that work for you.
Socially Responsible
A socially responsible approach to your investments
It is our aim to ensure that your investments align with your goals. Our socially responsible portfolios focus on investments in companies and bond issuers that take into account certain environmental, social and governance (ESG) considerations. We invest in exchange traded funds (ETFs) that avoid companies engaged in controversial activities and focus on those that spearhead ESG. Nutmeg's approach to socially responsible investing can be found below.
0.75% up to £100k, 0.35% beyond
+Average investment fund cost: 0.33%
+Average market spread: 0.08%
Fully Managed
Investment thinking done for you
Fully Managed is a range of globally diversified portfolios of exchange traded funds (ETFs) designed to align with your risk preference and goals. Your money is actively managed by Nutmeg’s expert investment team to reflect the current economic environment using cutting-edge technology. To keep you on track, we’ll make strategic adjustments to the mix of investments based on news, data and analysis, and rebalance them when necessary. This will help you remain aligned to your long-term objectives.
0.75% up to £100k, 0.35% beyond
+Average investment fund cost: 0.21%
+Average market spread: 0.08%
Trust us to treat you right
Let us do the hard work for you
Investing should be easy. But not everyone has the tools or time to keep on top of things. So our experts track the latest trends to make sure your money is always invested in the right place. Leaving you to relax and watch how it performs.
We use evidence, not instincts
History shows that intelligent asset allocation is far more effective than picking a single company, which may or may not outperform the pack. That’s why we take a long-term approach, with data behind every decision we make for you.
Always get a clear picture
Too many investors know far too little about how their money is managed. But we enjoy sharing your results with you, and will explain anything you don’t understand. At home or on the go, just log in to see how you’re getting on.
How we work
1. We get to know you
When you sign up, we’ll ask about your personal goals and risk appetite. With that information, we’ll help you choose a portfolio that’s right for you. There are no exit fees and you can change your investment style and risk profile.
2. Our experts get to work
We’ll build a diverse portfolio, which will spread your investments and help to reduce risk. We’ll only invest in exchange traded funds (ETFs), which cover a range of assets and can give you exposure to specific markets, sectors and strategies.
3. We support you all the way
We’ll manage your portfolio on an ongoing basis, regularly rebalancing assets to help you achieve your ambitions. Our experts will make strategic adjustments to the mix of your investments to keep your life goals on track.
Our fees are clear and fair
As with any investments, there are costs involved. But we do our best to keep our fees as clear as possible. And rather than burying them in the small print, we make them clear from the get-go.
Input estimated investment
Frequently asked questions
What do we invest in?
What do we invest in?
These are investments we currently use and may have used in the past:
- Developed Equities
- Emerging Market Equities
- Government Bonds, Developed
- Government Bonds, Emerging
- Corporate Bonds
- Global Equities
When do we invest?
When do we invest?
We typically invest twice a week, but the day and frequency may change depending on demand and market conditions.
What is an ETF?
What is an ETF?
Exchange-traded funds (ETFs) are an easy way to gain exposure to a pool of investments without having to buy each underlying asset individually. They typically track a stock market index, asset class, market segment, region or sector. ETFs are known as ‘passive’ funds because they try to track the performance of a market index or pool of investments. ‘Active’ funds attempt to beat the index.
What's the difference between an ETF and a mutual fund?
What's the difference between an ETF and a mutual fund?
Both ETFs and mutual funds consist of money pooled by many investors. This means individuals gain access to additional expertise and investments.
ETFs trade on recognised stock exchanges. Pricing visibility is high and they can be traded whenever the relevant stock market is open. ETFs offer a greater variety of assets than mutual funds.
With mutual funds, it’s only possible to trade at one set point each day. Pricing visibility tends to be less clear. Typically, you won’t know the price at which you have bought or sold until after the transaction.