How we invest your money

Whether your goals are big or small, you can look forward to the same care and attention from our team of experts. We make investing easy and socially responsible. 

With investment, your capital is at risk.

Socially responsible investing

Best Buy
ISA 2021

Best for Sustainable
ISA 2021

Over £3 Billion Assets
Under Management

John Lewis Investments provided by Nutmeg

John Lewis works with Nutmeg to offer you a simple and affordable way to invest your money, with a strong focus on social responsibility.

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Get Started

With investment, your capital is at risk.

New to investing?

Whether you’re investing for your children's future or a new car, we’re here to help. Start investing with as little as £100 for a Junior ISA, and £500 for a general investment account or stocks and shares ISA. Choose a timeframe and risk level that suits you.

Tax treatment depends on your individual circumstances and may change in the future.

Do well and do good at the same time

Keen to align your investments with your values? Our socially responsible portfolios focus on companies and bond issuers that have high environmental, social and governance (ESG) standards. Key issues in each category include:

Environmental

Carbon emissions, water stress, climate change, pollution and waste, renewable energy.

Social

Privacy and data, labour management, health and safety, supply chain labour management, controversial sourcing.

Governance

Business ethics, board diversity, executive pay, tax transparency, anti-competitive practices.

Trust us to treat you right

Let us do the hard work for you

Investing should be easy. But not everyone has the tools or time to keep on top of things. So our experts track the latest trends to make sure your money is always invested in the right place. Leaving you to relax and watch how it performs.

We use evidence, not instincts

History shows that intelligent asset allocation is far more effective than picking a single company, which may or may not outperform the pack. That’s why we take a long-term approach, with data behind every decision we make for you. 

Always get a clear picture

Too many investors know far too little about how their money is managed. But we enjoy sharing your results with you, and will explain anything you don’t understand. At home or on the go, just log in to see how you’re getting on.

How we work

1. We get to know you

When you sign up, we’ll ask about your personal goals and risk appetite. With that information, we’ll help you choose a portfolio that’s right for you. There are no exit fees and you can change your risk profile at any time.

2. Our experts get to work

We’ll build a diverse portfolio, which will spread your investments and help to reduce risk. We’ll only invest in exchange traded funds (ETFs), which cover a range of assets and can give you exposure to specific markets, sectors and strategies.

3. We support you all the way 

We’ll manage your portfolio on an ongoing basis, regularly rebalancing assets to help you achieve your ambitions. Our experts will make strategic adjustments to the mix of your investments to keep your life goals on track.  

Past performance and asset allocation

Everything we do comes with complete transparency. Use the tool below to get a clear understanding of how we’ve helped other investors, and how our investments are allocated across countries and assets.

Risk level

Track record

Explore our track record for each of our 10 risk-based socially responsible portfolios and see how our results compare against our competitors.

This past performance is simulated but based on real market transactions, with all customer portfolios represented as a single portfolio for each risk level. Past performance is not a reliable indicator of future performance.

*The annualised figure is the return since inception expressed as a compound annual rate. For example, a portfolio with an annualised return of 6% corresponds to an actual return of 19.1% over three years (rather than 18% as you might expect) due to the effect of compounding.

Let's get started

Get Started

With investment, your capital is at risk.

Our fees are clear and fair

As with any investments, there are costs involved. But we do our best to keep our fees as low as possible. And rather than burying them in the small print, we make them clear from the get-go.

£

Socially Responsible

per week

Nutmeg fees
0.75% up to £100k, 0.35% beyond

Fund costs
+Average investment fund cost: 0.33%

Market spread
+Average market spread: 0.08%

Frequently asked questions

These are investments we currently use and may have used in the past:

 

  • Developed Equities
  • Emerging Market Equities
  • Government Bonds, Developed
  • Government Bonds, Emerging
  • Corporate Bonds
  • Global Equities

We typically invest twice a week, but the day and frequency may change depending on demand and market conditions.

Exchange-traded funds (ETFs) are an easy way to gain exposure to a pool of investments without having to buy each underlying asset individually. They typically track a stock market index, asset class, market segment, region or sector. ETFs are known as ‘passive’ funds because they try to track the performance of a market index or pool of investments. ‘Active’ funds attempt to beat the index.

Both ETFs and mutual funds consist of money pooled by many investors. This means individuals gain access to additional expertise and investments.

 

ETFs trade on recognised stock exchanges. Pricing visibility is high and they can be traded whenever the relevant stock market is open. ETFs offer a greater variety of assets than mutual funds.

 

With mutual funds, it’s only possible to trade at one set point each day. Pricing visibility tends to be less clear. Typically, you won’t know the price at which you have bought or sold until after the transaction.

Arrange a call with client services

Our team of specialists can help answer any questions you may have.

Arrange a call