6 months 0% portfolio management fees
Open and fund a Junior ISA, with a minimum of £100, or fund an ISA or General Investment account, with a minimum of £500, between 3 January 2023 and 5 April 2023 and you’ll pay no portfolio management fees for 6 months. New customers only.
With investment, your capital is at risk. Tax treatment depends on your individual circumstances and may change in the future.


John Lewis Investments provided by Nutmeg
John Lewis works with Nutmeg to offer you a simple and convenient way to invest your money. We have flexible options that will work for you and align with your goals.

Gift them a head start in life
If you’re a parent or guardian, you can start a tax-efficient investment on behalf of a loved one who’s under the age of 16. Parents, guardians, grandparents or even friends can make regular contributions to a Junior ISA with up to £9,000 per year. At 18, your child will have full access to the money.
The earlier you open a Junior ISA, the more time we’ll have to invest for you. Open your account the day they’re born, and you could benefit from 18 years of compounding – that’s when you generate returns from previous returns.
With investment, your capital is at risk. Tax treatment depends on your individual circumstances and may change in the future.
How it works
Open a Junior ISA in minutes and start your child’s financial journey today. Our product is simple, transparent and designed by experts.

Personal
Investment expertise, on your terms. Our investment team has built a range of portfolios, which are tailored to your chosen risk level and investment style.

Simple
Open an account with £100 or more, or transfer a Junior ISA or Child Trust Fund from another provider, and select your investment style and risk level. Our fees are clear and we don't charge exit fees.

Transparent
See where your Junior ISA is invested and how it’s performing. If you need any help, our advisers and customer support team will answer your questions.
Our fees are clear
and fair
There are 3 separate fees associated with our investment accounts:
Nutmeg fees
Charged as a percentage of your portfolio value and includes VAT where applicable. Collected once per month.
Fund cost
The average investment fund cost per year. This also includes estimated transaction costs within the funds.
Market spread
Average effect of market spread per year. This is the difference in price between buying and selling assets.
You can find out more about our fees here or in the breakdown below.
We are currently running a 6 month 0% portfolio management fee promotion. This applies to the Nutmeg fees listed below.
Input estimated investment

Expert investing tailored to you
Whether your goals are big or small, you can look forward to the same care and attention from our team of experts. We make investing easy and provide a choice of investment styles that work for you.
Our investment styles

Socially Responsible
Investing in your values
We are passionate about investing and want our investors to be too. That’s why our socially responsible portfolios focus on companies with high environmental, social and governance (ESGs) standards. We invest in exchange traded funds (ETFs) that avoid companies engaged in controversial activities. Our socially responsible investment products prioritise their social and environmental responsibility.
0.75% up to £100k, 0.35% beyond
+Average investment fund cost: 0.33%
+Average market spread: 0.08%

Fully Managed
We’ll handle the hard part
Our Fully Managed portfolios contain a range of globally diversified ETFs, each selected in accordance to your risk preference and goals. Rest assured, your investments are managed by a team of experts to reflect the current economic environment. Using innovative technology, our team will make continued strategic adjustments to your investments based on news, data and analysis, and rebalance them when necessary. We do this to help you stay on track with your long-term investment objectives.
0.75% up to £100k, 0.35% beyond
+Average investment fund cost: 0.21%
+Average market spread: 0.08%
FREE CALL WITH AN INVESTMENT EXPERT

Need some extra help? You can call a Nutmeg investment expert for free investment guidance. Whether it’s a quick chat on how our investment styles work or a longer discussion about your retirement plans, they’re there to answer all your burning investment questions.
- Speak to an expert for free at any stage of your journey with us
- Tailored guidance no matter your life stage or investing experience
- Support with your financial goals
As with all investing, your capital is at risk
Tax treatment depends on your individual circumstance and may change in the future.
Frequently asked questions
What is the Junior ISA allowance?
What is the Junior ISA allowance?
The tax allowance for a Junior ISA in the 2022-23 tax year is £9,000. This is due to remain the same for the 2023-24 tax year. At the end of the tax year, your allowance resets, however any unused allowance from the previous year will not carry over.
Who can open a Junior ISA?
Who can open a Junior ISA?
Parents or a guardian with parental responsibility can open a Junior ISA on behalf of someone under the age of 16. The registered contact for the account is the only person who can make changes to the account such as adjusting risk levels and investment styles, changing account provider and reporting changes in circumstances.
People living outside of the UK can become the registered contact for the account if they are a crown servant, meaning they work in the UK's armed forces, diplomatic services or overseas, and if the child has a dependency on them for care. They must meet both of those criteria.
Does the child own the money in a JISA?
Does the child own the money in a JISA?
Unless there are exceptional circumstances, all of the money in a Junior ISA belongs to the child. When the child turns 16, they can apply to become the registered contact, however they can't withdraw any money until they are 18.
What types of JISA are there?
What types of JISA are there?
1. Cash Junior ISA. Your cash is guaranteed not to fall in value and any interest you earn will be tax free. However, inflation may have an adverse impact on your Junior ISA value.
2. Stocks and Shares Junior ISA. This allows you to invest for your child with any growth being free from income tax, capital gains tax and dividend tax. However, investments are riskier and the value of a stocks and shares JISA can go up or down.
At John Lewis Investments, we only offer Stocks and Shares Junior ISAs.
Can a child have multiple Junior ISAs?
Can a child have multiple Junior ISAs?
A child can only have one Junior ISA in their name, but a parent or guardian can open multiple JISAs if they have more than one child in their care that they would like to open an account for.
Who can contribute to a Junior ISA?
Who can contribute to a Junior ISA?
As long as total contributions are below the Junior ISA limit, anyone, including friends and family, can contribute.
Is your annual ISA allowance impacted by contributing to a JISA?
Is your annual ISA allowance impacted by contributing to a JISA?
Contributions made into a Junior ISA are not factored into your personal annual ISA allowance.
Is it possible to transfer a JISA?
Is it possible to transfer a JISA?
The registered contact can transfer either a Child Trust Fund, or a JISA, from another provider to John Lewis Investments. If you wish to transfer your JISA from John Lewis Investments to a different provider, you’ll need to approach the new JISA provider and request the transfer.
When can the child access the money?
When can the child access the money?
The child can access their money when they turn 18.
Can I open a Junior ISA if I have an existing Child Trust Fund?
Can I open a Junior ISA if I have an existing Child Trust Fund?
You can't have a Junior ISA if you already have a Child Trust Fund. If you want to open a Junior ISA, the CTF must be transferred in.
What is a Child Trust Fund?
What is a Child Trust Fund?
A Child Trust Fund (CTF) is a tax-efficient savings account for children for long-term saving. The CTF scheme is now closed, so you can no longer apply, however, people with existing CTFs can continue to contribute up to £9,000 a year into them.