6 months 0% portfolio management fees

Open and fund a Junior ISA, with a minimum of £100, or fund an ISA or General Investment account, with a minimum of £500, between 3 January 2023 and 5 April 2023 and you’ll pay no portfolio management fees for 6 months. New customers only.

Terms and conditions apply.

With investment, your capital is at risk. Tax treatment depends on your individual circumstances and may change in the future.

Junior stocks and shares ISA

John Lewis Investments provided by Nutmeg

John Lewis works with Nutmeg to offer you a simple and convenient way to invest your money. We have flexible options that will work for you and align with your goals.

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With investing, your capital is at risk

Junior ISA benefits

Gift them a head start in life

If you’re a parent or guardian, you can start a tax-efficient investment on behalf of a loved one who’s under the age of 16. Parents, guardians, grandparents or even friends can make regular contributions to a Junior ISA with up to £9,000 per year. At 18, your child will have full access to the money. 

The earlier you open a Junior ISA, the more time we’ll have to invest for you. Open your account the day they’re born, and you could benefit from 18 years of compounding – that’s when you generate returns from previous returns.    

With investment, your capital is at risk. Tax treatment depends on your individual circumstances and may change in the future. 

How it works

Open a Junior ISA in minutes and start your child’s financial journey today. Our product is simple, transparent and designed by experts.



Investment expertise, on your terms. Our investment team has built a range of portfolios, which are tailored to your chosen risk level and investment style.

Simple investing


Open an account with £100 or more, or transfer a Junior ISA or Child Trust Fund from another provider, and select your investment style and risk level. Our fees are clear and we don't charge exit fees.



See where your Junior ISA is invested and how it’s performing. If you need any help, our advisers and customer support team will answer your questions.

Our fees are clear
and fair

There are 3 separate fees associated with our investment accounts: 


Nutmeg fees 

Charged as a percentage of your portfolio value and includes VAT where applicable. Collected once per month. 


Fund cost 

The average investment fund cost per year. This also includes estimated transaction costs within the funds.  


Market spread 

Average effect of market spread per year. This is the difference in price between buying and selling assets.  


You can find out more about our fees here or in the breakdown below.  


We are currently running a 6 month 0% portfolio management fee promotion. This applies to the Nutmeg fees listed below. 


Socially responsible portfolio

Expert investing tailored to you

Whether your goals are big or small, you can look forward to the same care and attention from our team of experts. We make investing easy and provide a choice of investment styles that work for you.

Our investment styles

Socially Responsible

Investing in your values

We are passionate about investing and want our investors to be too. That’s why our socially responsible portfolios focus on companies with high environmental, social and governance (ESGs) standards.     We invest in exchange traded funds (ETFs) that avoid companies engaged in controversial activities. Our socially responsible investment products prioritise their social and environmental responsibility.

Annual costs and charges

0.75% up to £100k, 0.35% beyond

+Average investment fund cost: 0.33%

+Average market spread: 0.08%

Fully Managed

We’ll handle the hard part

Our Fully Managed portfolios contain a range of globally diversified ETFs, each selected in accordance to your risk preference and goals.    Rest assured, your investments are managed by a team of experts to reflect the current economic environment. Using innovative technology, our team will make continued strategic adjustments to your investments based on news, data and analysis, and rebalance them when necessary. We do this to help you stay on track with your long-term investment objectives. 

Annual costs and charges

0.75% up to £100k, 0.35% beyond

+Average investment fund cost: 0.21%

+Average market spread: 0.08%


Need some extra help? You can call a Nutmeg investment expert for free investment guidance. Whether it’s a quick chat on how our investment styles work or a longer discussion about your retirement plans, they’re there to answer all your burning investment questions.

  • Speak to an expert for free at any stage of your journey with us 
  • Tailored guidance no matter your life stage or investing experience 
  • Support with your financial goals  
Book a call

As with all investing, your capital is at risk

Let's get started

Get Started

With investing, your capital is at risk

Tax treatment depends on your individual circumstance and may change in the future.

Frequently asked questions

The tax allowance for a Junior ISA in the 2022-23 tax year is £9,000. This is due to remain the same for the 2023-24 tax year.  At the end of the tax year, your allowance resets, however any unused allowance from the previous year will not carry over.

Parents or a guardian with parental responsibility can open a Junior ISA on behalf of someone under the age of 16. The registered contact for the account is the only person who can make changes to the account such as adjusting risk levels and investment styles, changing account provider and reporting changes in circumstances. 

People living outside of the UK can become the registered contact for the account if they are a crown servant, meaning they work in the UK's armed forces, diplomatic services or overseas, and if the child has a dependency on them for care. They must meet both of those criteria.  

Unless there are exceptional circumstances, all of the money in a Junior ISA belongs to the child. When the child turns 16, they can apply to become the registered contact, however they can't withdraw any money until they are 18. 

1. Cash Junior ISA. Your cash is guaranteed not to fall in value and any interest you earn will be tax free. However, inflation may have an adverse impact on your Junior ISA value. 

2. Stocks and Shares Junior ISA. This allows you to invest for your child with any growth being free from income tax, capital gains tax and dividend tax. However, investments are riskier and the value of a stocks and shares JISA can go up or down.

At John Lewis Investments, we only offer Stocks and Shares Junior ISAs. 

A child can only have one Junior ISA in their name, but a parent or guardian can open multiple JISAs if they have more than one child in their care that they would like to open an account for.

As long as total contributions are below the Junior ISA limit, anyone, including friends and family, can contribute.

Contributions made into a Junior ISA are not factored into your personal annual ISA allowance.

The registered contact can transfer either a Child Trust Fund, or a JISA, from another provider to John Lewis Investments. If you wish to transfer your JISA from John Lewis Investments to a different provider, you’ll need to approach the new JISA provider and request the transfer.

The child can access their money when they turn 18.

You can't have a Junior ISA if you already have a Child Trust Fund. If you want to open a Junior ISA, the CTF must be transferred in.

A Child Trust Fund (CTF) is a tax-efficient savings account for children for long-term saving. The CTF scheme is now closed, so you can no longer apply, however, people with existing CTFs can continue to contribute up to £9,000 a year into them.